Commercial Credit Analyst
Company: GPAC
Location: Gulfport
Posted on: October 11, 2024
Job Description:
Ag/Commercial Credit Analyst Qualifications:POSITION SUMMARY:
-The Commercial Credit Analyst will support the lenders in
underwriting requests for credit extensions to new and existing
commercial clients. They will perform detailed financial analysis
for all lending opportunities, prepare credit approval and
modification requests for presentation to Loan Committee by the
lenders, perform annual credit reviews as needed, ensure compliance
with the Bank's credit policies and procedures, ensure the timely
collection and spreading of interim and annual financial statements
provided by clients, and update financial information to maintain
current reporting.PRIMARY RESPONSIBILITIES:
- Analyzes data (i.e. financial statements, agency reports) on
prospective and active borrowing accounts and prepares written
reports evaluating the short and long-term prospects of the
individual or company.
- Makes recommendations to Loan Officers on the granting or
denying of loans and prepares sufficient information (i.e. loan
submissions) to document recommendations.
- Identify and interpret trends in financial data. Interpret key
financial ratios (e.g. cash flow to debt service, debt-to-equity,
etc.)
- Provides thorough documentation of all financial analysis with
via spreadsheets and written credit offering memorandums.
- Suggests a loan grade after conducting a thorough credit
analysis and documentation review.
- Coordinates specific work tasks within the department in order
to ensure the smooth and efficient flow of information.
- Provides assigned reports.
- Performs annual review of loan relationships.
- Must have 2 years experience in a bank as a Credit
Analyst.
- Must have Bachelors degree in Finance or Economics -For
additional information -on this opportunity, please contact: - -All
qualified applicants will receive consideration without regard to
race, age, color, sex (including pregnancy), religion, national
origin, disability, sexual orientation, gender identity, marital
status, military status, genetic information, or any other status
protected by applicable laws or regulations. GPAC (Growing People
and Companies) is an award-winning search firm specializing in
placing quality professionals within multiple industries across the
United States since 1990. We are extremely competitive,
client-focused and realize that our value is in our ability to
deliver the right solutions at the right time.
Keywords: GPAC, Biloxi , Commercial Credit Analyst, Professions , Gulfport, Mississippi
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